Affordable Car Insurances

  Why and How Your Zip Code Affects What You’ll Pay for Car Insurance Does where you live have an impact on how much you pay for car insurance? Surprisingly, it does indeed make a difference where you live when your insurer is determining what you’ll be quoted for your auto insurance coverage. In general, if you live in a big city or busy suburb, you’ll pay more than if you live in a smaller community or rural environment.  Fair? You probably don’t think so if you’re an urban dweller. Nevertheless, it’s something you might have to deal with. Just remember that this financial reality can be offset by taking advantage of multiple other ways of reducing the car insurance rates you’re charged.  Understanding How Insurance Rates Are Determined To get the best affordable car insurance, you have to know how they decide on prices. One big thing that affects what you pay is where you live, such as your zip code. This is because where you live may be more or less risky for acciden...

  Simplifying Full Coverage Car Insurance: Affordable Options for You  What if giving your automobile the best protection was easier than you imagined?  Full coverage is the best and most complete type of car policy available. However, many drivers don’t know how this works, and even those who do usually worry about whether or not they can really afford it.  Do you fall into one of these two camps? Keep reading to discover everything you need to know about full coverage car insurance and how to make this robust protection more affordable!  Understanding Full Coverage Auto Insurance   What is full coverage auto insurance, exactly? It’s actually a combination of three types of auto insurance: liability, collision, and comprehensive.  In most states, a liability policy is required for all drivers. Although it i...

  Where to buy car insurance: brokers, agents, or online No matter how you shop, you should compare auto insurance quotes (price estimates for insurance policies) from multiple companies. Shopping directly, or through an independent or captive agent can all be good choices depending on your situation. These days you can get everything online, from dog parkas to aura readings. You can even pick up some car insurance from the convenience of your couch. But is buying car insurance online your best option? Finding a good car insurance policy is stressful enough, and the many ways to buy it just add to the confusion. Not to worry – we’re here to walk you through your car insurance purchasing options so you can find your best policy.  Ways to shop for car insurance No matter how you shop, you should compare auto insurance quotes (price estimates for insurance policies) fr...

  What Is Comprehensive Coverage? Learn about comprehensive auto insurance coverage and how it may suit your needs as a car owner or driver. Owning an automobile comes with a lot of perks and responsibilities, and one of those responsibilities is maintaining auto insurance coverage . Auto insurance can help protect the driver from potentially significant debt in the event of a crash or an accident. Remember, though, there are different types of auto insurance. For example, having liability insurance is a typical requirement for operating a vehicle in most states. Car liability insurance helps cover financial liabilities of third parties incurred because of the driver’s fault. If a vehicle is being financed or leased, a lender may also require a driver to maintain collision coverage. Collision insurance helps pay for repairs or replacement of the vehicle if the vehicle is damaged in an accident with another object. Another type of auto insurance c...

  Temporary Car Insurance: Everything You Need To Know If you don’t drive often, you may wonder how to save money on car insurance. Here’s everything you need to know about your temporary car insurance options. At Marble, we're committed to guiding you towards better insurance choices. While our editorial content adheres to strict standards, we do occasionally mention products from partner companies. What is Temporary Car Insurance? Do you ever find yourself lying awake at night wondering what happens if you need car insurance for a brief spell but don’t have any coverage? Well, you can rest easy and stop stressing about insurance at 2am, because there’s temporary car insurance. Yes, such things do exist! While most major insurance companies won’t issue policies for under six months — and, in fact, most policies are actually bi-annual or annual — there are still many other ways to get coverage if you're an occasional driver. It just depends on what the circumstances a...

   Liability Only Car Insurance: Is it Ever a Good Choice? For drivers with extremely tight budgets, liability-only car insurance can seem like the smartest option. While the potential to pinch your pennies is there, liability coverage can end up costing WAY more in the long run. So, what’s the right insurance coverage for you? At Unruh Insurance, we’re the insurance agency that tells you the truth — even about the times when liability insurance is enough for you. We want you to know how to make the best decision for your unique situation, so here are some guidelines for when it is okay to have liability-only car insurance — and when you NEED more complete coverage. Car Insurance Explored Since auto insurance is a legal requirement to drive on public roads in PA, you need to have car insurance to cover any damages that may result from an...